Unenforceable Credit Agreement

WHAT IS AN UNENFORCEABLE CREDIT AGREEMENT?

Prior to April 2007 tens of thousands of credit agreements were written incorrectly and did not comply with the consumer credit act 1974. This renders them an unenforceable credit agreement, and the debt cannot be persued by the lender. If you have an unenforceable credit agreement you can stop making repayments, and keep any goods already purchased.

TAKE THE 60 SECOND TEST NOW - IT'S FREE AND WITH NO OBLIGATION

WHO SHOULD CHECK TO SEE IF THEY HAVE AN UNENFORCEABLE CREDIT AGREEMENT?

Anyone that has a loan or credit card debt that meets these criteria should take the 60 second test and see if their credit agreement is unenforceable and they can stop making further payments:

	Agreement initially taken out before April 2007
	Current balance at least £2000
	Want to have the agreement cancelled and stop making payments

We offer a fast, friendly, no obligations unenforceable credit agreement service via our team of expert solicitors. Don't delay, take the test today - you have nothing to lose and plenty to gain.

UNENFORCEABLE CREDIT AGREEMENT - THE PROCESS

According to the Consumer Credit Act 2007 , if a financial agreement or terms and conditions for products such as credit card, loan, hire purchase, mortgage or any other borrowing is missing a certain important term or was written incorrectly; it may be deemed an unenforceable credit agreement., and you may be able stop making the remaining repayments and the lender cannot recover the debt.

The process to establish this is quite simple. For a small refundable fee our expert solicitors will assess your credit agreement to see whether it is unenforceable. All you have to do is answer a few simple questions, and sign and return a Letter of Authority and fair Trading Statement that we will send to you. Once we have the required documentation from you we will contact your lender and request a copy of the agreement, then our expert solicitors will assess your case and inform you whether your case can be processed (your credit agreement is unenforceable) or not (your credit agreement is not unenforceable).